Harrison County property record for 391 Ginger Dr, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,355 sqft · built 1981 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $78 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1309H-01-019.000 |
| Primary APN | 1309H-01-019.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,355 sqft Adjusted Area |
| 1st Floor Area | 1,138 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 144 sqft |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 018194 |
|---|---|
| Street Address | 391 GINGER DR |
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-3757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 MAGNOLIA ESTATES SUBD 1ST ADD |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 17 |
| Legal Subdivision | MAGNOLIA ESTATES SUBD 1ST ADD |
| Legal Lot Number | 12 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3308 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 391 GINGER DR, DIBERVILLE, MS 39540-3757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Oct 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 1996 |
| Deed Sale | Aug 30, 1996 |
| Deed Document Number | 0000299183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 391 GINGER DR, DIBERVILLE, MS 39540-3757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20230001394TJ2 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023-0001394-T-J2 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 391 GINGER DR, DIBERVILLE, MS 39540-3757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20170003001TJ2 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 2017-0003001-T-J2 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 7, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78.00 Homeowner's exemption | $9,401 (+3.84%) | $94,013 (+3.85%) Land $28,750 Building $65,263 |
| 2024 | $78.00 (-1.27%) | ||
| 2023 | $79.00 Homeowner's exemption | $9,053 | $90,526 Land $28,750 Building $61,776 |
| 2022 | $79.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 113 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 113 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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