Harrison County property record for 399 Ginger Dr, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,601 sqft · built 1979 |
| Lot Size | 0.238 acres (10,397 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,218 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1309H-01-021.000 |
| Primary APN | 1309H-01-021.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,601 sqft Adjusted Area |
| 1st Floor Area | 1,394 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,397 sqft (0.238 acres) |
| Utility Building | 320 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 399 GINGER DR |
|---|---|
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-3757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 MAGNOLIA ESTATES SUBD 1ST ADD |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Subdivision | MAGNOLIA ESTATES SUBD 1ST ADD |
| Legal Lot Number | 10 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3308 |
Source: Harrison County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 399 GINGER DR, DIBERVILLE, MS 39540-3757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Aug 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| Aug 21, 2018 | Warranty Deed, Transfer |
| May 1, 2017 | Deed of Trust, Mortgage KEESLER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2021 |
| Deed Sale | Jun 16, 2021 |
| Prior Sale | Sep 27, 2018 · Amount on Record |
| Deed Document Number | 20218419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 399 GINGER DR, DIBERVILLE, MS 39540-3757 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210018509 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 20210018509 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 399 GINGER DR, DIBERVILLE, MS 39540-3757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180002458TJ2 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 2018-0002458-T-J2 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 21, 2018 |
| Property Address | 399 GINGER DR, DIBERVILLE, MS 39540-3757 |
| Document Number | 20180001912DJ2 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 2018-0001912-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 ANNETTE LN, 46, DIBERVILLE, MS 39540 |
| Name | Verified Name |
|---|---|
| Address | 399 GINGER DR, DIBERVILLE, MS 39540-3757 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 399 GINGER DR, DIBERVILLE, MS 39540-3757 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-0001306-T-J2 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 2017-0001306-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,218.00 (+4.64%) Homeowner's exemption Disabled Person's exemption | $12,024 (+3.89%) | $105,855 (+4.44%) Land $28,750 Building $77,105 |
| 2024 | $1,164.00 (-0.6%) | ||
| 2023 | $1,171.00 (-0.68%) Homeowner's exemption Disabled Person's exemption | $11,574 | $101,358 Land $28,750 Building $72,608 |
| 2022 | $1,179.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 113 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 113 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures