Harrison County property record for 386 Ginger Dr, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1980 |
| Owner | Individual Name on Record |
| Last Sale | $68,500 (May 1995) |
| Tax Bill | $81 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1309H-01-008.000 |
| Primary APN | 1309H-01-008.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Adjusted Area |
| 1st Floor Area | 1,213 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 018246 |
|---|---|
| Street Address | 386 GINGER DR |
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-3746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 64 MAGNOLIA ESTATES SUBD 1ST ADD |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 17 |
| Legal Subdivision | MAGNOLIA ESTATES SUBD 1ST ADD |
| Legal Lot Number | 64 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 3308 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 386 GINGER DR, DIBERVILLE, MS 39540-3746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 1995 · Amount on Record |
| Deed Sale | May 17, 1995 · Amount on Record |
| Deed Document Number | 0000028447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 386 GINGER DR, DIBERVILLE, MS 39540-3746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190000062TJ2 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 2019-0000062-T-J2 |
| Name | HANCOCK BANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, AL 36117 |
| Amount | Amount Recorded |
|---|---|
| Term | 295 Months |
| Due | Aug 16, 2043 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81.00 Homeowner's exemption | $9,408 (+3.72%) | $94,081 (+3.71%) Land $28,750 Building $65,331 |
| 2024 | $81.00 | ||
| 2023 | $81.00 (-1.22%) Homeowner's exemption | $9,071 | $90,714 Land $28,750 Building $61,964 |
| 2022 | $82.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 113 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 113 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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