Clay County property record for 3909 Great Falls Loop, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,355 sqft · built 2014 |
| Lot Size | 0.186 acres (8,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $264,000 (Mar 2019) |
| Tax Bill | $4,803 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-004-29 |
| Primary APN | 36-04-24-005924-004-29 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,355 sqft Heated Area |
| Gross Area | 3,166 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,125 sqft (0.186 acres) |
| Garage Area | 571 sqft |
| Porch | Porch |
| Porch Area | 165 sqft |
| Patio Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3909 GREAT FALLS LOOP |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 180 AZALEA RIDGE UNIT I ASREC O R 4174 PG 224 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RDG |
| Legal Lot Number | 180 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30204 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3909 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Mar 19, 2019 | Warranty Deed, Transfer · VA Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on Record |
| Deed Sale | Mar 19, 2019 · Amount on Record |
| Prior Sale | Nov 21, 2014 · Amount on Record |
| Deed Document Number | 2019013787 |
| Deed Book / Page | 4174 / 0224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3909 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885 |
| Document Number | 0043080570 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3909 GREAT FALLS LOOP MIDDLEBURG FL 320683885, MIDDLEBURG, FL 32068-3885 |
| Document Number | 0043080570 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 004308/000570 |
| Instrument | 24057 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 19, 2019 |
| Property Address | 3909 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885 |
| Document Number | 0041740224 |
| Book / Page | 004174 / 000224 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 13787 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | VANGUARD TITLE AND ESCROW LLC, VANGUARD TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3909 GREAT FALLS LOOP MIDDLEBURG FL 320683885, MIDDLEBURG, FL 32068-3885 |
| Document Number | 41740226 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 004174/000226 |
| Instrument | 13788 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32246 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2049 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $279,823 (+5.99%) | $352,454 (-4.46%) Land $50,000 Building $302,454 |
| 2023 | $4,803.00 (+7.26%) Homeowner's exemption | $264,017 (+3%) | $368,891 (+7.68%) Land $50,000 Building $318,891 |
| 2022 | $4,478.00 Homeowner's exemption | $256,328 | $342,565 Land $40,000 Building $302,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures