3908 Great Falls Loop, Middleburg, FL 32068 Property Records

Clay County property record for 3908 Great Falls Loop, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,861 sqft · built 2013
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2020)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-04-24-005924-003-35`

Property Details

APN / Parcel Number

Primary APN	`36-04-24-005924-003-35`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,861 sqft Heated Area
Gross Area	2,439 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Area	414 sqft
Porch	Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3908 GREAT FALLS LOOP
City	MIDDLEBURG
State	FL
Zip	32068-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 86 AZALEA RIDGE UNIT I ASREC O R 4326 PG 203
Legal Range	24
Legal Township	04
Legal Section	36
Legal Subdivision	AZALEA RDG
Legal Lot Number	86
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2009
Census Tract	30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3908 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	2020033308
Deed Book / Page	4326 / 203
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 6, 2020
Property Address	3908 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882
Document Number	0043260203
Book / Page	4326 / 203
Map Reference	MB 53 PG 56-68
Instrument Date	Jun 30, 2020
Instrument	2020033308
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	SEA GLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 E JEFFERSON AVE, 1308, DETROIT, MI 48207-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3882

Mortgage

Document Number	0004326205
Date	Jul 6, 2020
Instrument	4326/205

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,001.00 (-28.36%) Homeowner's exemption	$236,921 (+5.99%)	$281,992 (-4.26%) Land $50,000 Building $231,992
2023	$4,189.00 (+7.96%) Homeowner's exemption	$223,538 (+3%)	$294,543 (+8.32%) Land $50,000 Building $244,543
2022	$3,880.00 Homeowner's exemption	$217,028	$271,907 Land $40,000 Building $231,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20