3901 Great Falls Loop, Middleburg, FL 32068 Property Records

Clay County property record for 3901 Great Falls Loop, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,285 sqft · built 2011
Lot Size0.239 acres (10,428 sqft)
OwnerIndividual Name on Record
Last Sale$287,000 (Jun 2023)
Tax Bill$2,710 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN36-04-24-005924-004-31

Property Details

APN / Parcel Number

Primary APN36-04-24-005924-004-31

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,285 sqft Heated Area
Gross Area1,921 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,428 sqft (0.239 acres)
Garage Area418 sqft
PorchPorch
Porch Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3901 GREAT FALLS LOOP
CityMIDDLEBURG
StateFL
Zip32068-3885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionLOT 182 AZALEA RIDGE UNIT I ASREC O R 4730 PG 636
Legal Range24
Legal Township04
Legal Section36
Legal SubdivisionAZALEA RDG
Legal Lot Number182
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2011
Census Tract30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3901 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2023Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JAX FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2023 · Amount on Record
Deed SaleJun 21, 2023 · Amount on Record
Prior SaleSep 2, 2011 · Amount on Record
Deed Document Number2023030269
Deed Book / Page4730 / 636
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 21, 2023
Property Address3901 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885
Document Number0047300636
Book / Page4730 / 636
Map ReferenceMB 53 PG 56-68
Instrument DateJun 7, 2023
Instrument2023030269
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,009.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4430 WEEKS RD, GREEN COVE SPRINGS, FL 32043-8846

Transferred To (Grantee/Buyer)

NameVerified Name
Address3901 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885

Mortgage

Document Number0004730638
DateJun 21, 2023
Instrument4730/638
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3901 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3885
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044450001
DateApr 19, 2021
Book Page4445/1
Instrument2021023841
Lender
NameJAX FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,710.00 (-23.29%) Homeowner's exemption$217,871 (+81.9%) Land $50,000 Building $167,871$217,871 (-4.06%) Land $50,000 Building $167,871
2023$3,533.00 (+8.14%) Homeowner's exemption$119,773 (+3%)$227,097 (+9.16%) Land $50,000 Building $177,097
2022$3,267.00 Homeowner's exemption$116,285$208,049 Land $40,000 Building $168,049

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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