3908 Shawfield Ln, Frederick, MD 21704 Property Records

Frederick County property record for 3908 Shawfield Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,656 sqft · built 2005
Lot Size	0.165 acres (7,180 sqft)
Owner	Individual Name on Record
Last Sale	$919,000 (Jun 2026)
Tax Bill	$11,161 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-240287`

Property Details

APN / Parcel Number

Primary APN	`07-240287`
Alternative APN	`240287`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,656 sqft Living Area
Gross Area	5,096 sqft
1st Floor Area	2,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,180 sqft (0.165 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240287
Street Address	3908 SHAWFIELD LN
City	FREDERICK
State	MD
Zip	21704-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 12029 7,180 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	FINAL PLAT
Legal Lot Number	12029
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

Source: Frederick County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3908 SHAWFIELD LN, FREDERICK, MD 21704-7905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY TITLE
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 17, 2022	Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Book / Page	17914 / 244
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 15, 2026
Property Address	3908 SHAWFIELD LN, FREDERICK, MD 21704-7905
Document Number	1791000244
Book / Page	17914 / 244
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928,190.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3908 SHAWFIELD LN, FREDERICK, MD 21704-7905

Mortgage

Document Number	1791000251,
Date	Jun 15, 2026
Book Page	17914/251

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3908 SHAWFIELD LN, FREDERICK, MD 21704-7905
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157800392
Date	Mar 9, 2022
Book Page	15780/392

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jul 1, 2051

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 17, 2022
Property Address	3908 SHAWFIELD LN, FREDERICK, MD 21704-7905
Document Number	0161820043
Book / Page	16182 / 43
Map Reference	MB 77 PL 47
Instrument Date	Oct 6, 2022
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	NOT AVAILABLE, FRIENDS TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,238.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3908 SHAWFIELD LN, FREDERICK, MD 21704-7905

Mortgage

Document Number	0001618249
Date	Oct 17, 2022
Instrument	16182/49

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,161.00 (+6.04%)	$805,300 (+15.2%)	$920,100 (+23.02%) Land $276,400 Building $643,700
2024	$10,525.00 (+9.09%)
2023	$9,648.00	$699,033	$747,900 Land $201,000 Building $546,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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