3906 Shawfield Ln, Frederick, MD 21704 Property Records

Frederick County property record for 3906 Shawfield Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,316 sqft · built 2005
Lot Size	0.154 acres (6,697 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Sep 2020)
Tax Bill	$9,586 (2024)
Deeds & Mortgages	Mar 2026 Second Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-240279`

Property Details

APN / Parcel Number

Primary APN	`07-240279`
Alternative APN	`240279`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,316 sqft Living Area
Gross Area	4,756 sqft
1st Floor Area	2,158 sqft
Basement Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,697 sqft (0.154 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240279
Street Address	3906 SHAWFIELD LN
City	FREDERICK
State	MD
Zip	21704-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 12028 6,697 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-11-M-13
Legal Lot Number	12028
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

Source: Frederick County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3906 SHAWFIELD LN, FREDERICK, MD 21704-7905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 15, 2020	Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Feb 10, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADE & TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Book / Page	14067 / 78
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3906 SHAWFIELD LN, FREDERICK, MD 21704-7905
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177670073
Date	Mar 16, 2026
Book Page	17767/73

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 15, 2020
Property Address	3906 SHAWFIELD LN, FREDERICK, MD 21704-7905
Document Number	0140670078
Book / Page	14067 / 78
Map Reference	MB 79 PG 114
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3906 SHAWFIELD LN, FREDERICK, MD 21704-7905

Mortgage

Document Number	1406785
Date	Sep 15, 2020
Instrument	14067/85

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3906 SHAWFIELD LN, FREDERICK, MD 21704-7905
Document Number	0123000021
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	IMORTGAGE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 SHAWFIELD LN FREDERICK MD 217047905, FREDERICK, MD 21704-7905

Mortgage

Document Number	0123000021
Date	Mar 1, 2018
Book Page	012300/000021

Lender

Name	MANUFACTURERS TRADE & TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$775,933 (+15.52%)	$887,400 (+23.22%) Land $276,100 Building $611,300
2024	$9,586.00 (+7.42%)
2023	$8,924.00 Homeowner's exemption	$671,700	$720,200 Land $200,800 Building $519,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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