3907 Shawfield Ln, Frederick, MD 21704 Property Records

Frederick County property record for 3907 Shawfield Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,772 sqft · built 2005
Lot Size	0.151 acres (6,573 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Mar 2022)
Tax Bill	$9,405 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-240333`

Property Details

APN / Parcel Number

Primary APN	`07-240333`
Alternative APN	`240333`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,772 sqft Living Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,573 sqft (0.151 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240333
Street Address	3907 SHAWFIELD LN
City	FREDERICK
State	MD
Zip	21704-7906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 12282 6,573 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-11-M-13
Legal Lot Number	12282
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3013
Census Tract	752202

Owner

3907 Shawfield Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Frederick County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3907 SHAWFIELD LN, FREDERICK, MD 21704-7906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 14, 2022	Special Warranty Deed, Transfer · VA Mortgage GREENWAY FUNDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Prior Sale	Jun 16, 2005 · Amount on File
Deed Book / Page	15790 / 265
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jul 16, 2026
Property Address	3907 SHAWFIELD LN, FREDERICK, MD 21704-7906
Document Number	1796000162
Book / Page	17960 / 162
Instrument Date	Jul 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	3907 SHAWFIELD LN, FREDERICK, MD 21704-7906

Mortgage

Document Number	1796000162,
Date	Jul 16, 2026
Book Page	17960/162

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.52%
Max Rate	-1%

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 14, 2022
Property Address	3907 SHAWFIELD LN, FREDERICK, MD 21704-7906
Document Number	0157900265
Book / Page	15790 / 265
Map Reference	MB 77 PL 47
Instrument Date	Mar 2, 2022
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	AESTAR LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9033 SHADY GROVE CT, 9033, GAITHERSBURG, MD 20877-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3907 SHAWFIELD LN, FREDERICK, MD 21704-7906

Mortgage

Document Number	0015790271
Date	Mar 14, 2022
Instrument	15790/271

Lender

Name	GREENWAY FUNDING GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3907 Shawfield Ln was $9,405.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,405.00	$661,633	$769,700 Land $276,000 Building $493,700
2023	$8,096.00	$566,667	$607,600 Land $200,700 Building $406,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3907 Shawfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 Shawfield Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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