3907 Payne Rd, High Point, NC 27265 Property Records

Guilford County property record for 3907 Payne Rd, High Point, NC 27265

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,317 sqft · built 1978
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jun 2022)
Tax Bill$2,072 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Apr 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN6892492565-000

Property Details

APN / Parcel Number

Primary APN6892492565-000
Alternative APNs
  • 180002330000100004
  • 0191754

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories2 Stories
Building Area1,317 sqft Heated Area
Gross Area1,593 sqft
1st Floor Area981 sqft
FlooringPlywood
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2018
Architectural StyleOther
Exterior MaterialWood Shingle
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialShingle
Lot Area41,818 sqft (0.96 acres)
Lot Dimensions270 ft deep x 165 ft wide

Exterior Amenities

PorchPorch
Porch Area276 sqft
Deck Area570 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number180002330000100004
Street Address3907 PAYNE RD
CityHIGH POINT
StateNC
Zip27265-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionVIKING VILLAGE
Legal SubdivisionVIKING VILLAGE
Legal Lot Number4
JurisdictionGUILFORD NC
Township / Civil DivisionHIGH POINT
Census Block Group1
Census Block1013
Census Tract16303

Owner

Source: Guilford County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3907 PAYNE RD, HIGH POINT, NC 27265-1225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Apr 7, 2022Warranty Deed, Transfer
May 13, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Nov 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Oct 25, 2018Warranty Deed, Construction Loan · Construction Mortgage
LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2022 · Amount on Record
Deed SaleJun 28, 2022 · Amount on Record
Prior SaleApr 7, 2022 · Amount on Record
Deed Document Number0008632803
Deed Book / Page8632 / 803
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUILFORD NC
Recording DateJun 28, 2022
Property Address3907 PAYNE RD, HIGH POINT, NC 27265-1225
Document Number0086320803
Book / Page8632 / 803
Map ReferenceMB 55 PG 38
Instrument DateJun 28, 2022
Instrument2022041336
Transaction TypeTransfer
Record UpdatedJul 18, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1312 LONG ST STE 101, 1312, HIGH POINT, NC 27262-2569

Transferred To (Grantee/Buyer)

NameVerified Name
Address3907 PAYNE RD, HIGH POINT, NC 27265-1225

Mortgage

Document Number2022041337
DateJun 28, 2022
Instrument2022041337
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.9%
Type Change DateJul 1, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.9%
Index5-Year CMT
Max Rate9.9%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUILFORD NC
Recording DateApr 7, 2022
Property Address3907 PAYNE RD, HIGH POINT, NC 27265-1225
Document Number0086010095
Book / Page8601 / 95
Map ReferenceMB 55 PG 38
Instrument DateApr 7, 2022
Instrument2022022668
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 LONG ST STE 101, 101, HIGH POINT, NC 27262-2569

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUILFORD NC
Recording DateMay 13, 2019
Property Address3907 PAYNE RD, HIGH POINT, NC 27265-1225
Document Number0081530676
Book / Page8153 / 0676
Map ReferenceMB 55 PG 38
Instrument DateMay 13, 2019
Instrument2019023775
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$324.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2507 SQUIRE MANOR PL, 2507, KERNERSVILLE, NC 27284-7098

Transferred To (Grantee/Buyer)

NameVerified Name
Address3907 PAYNE RD, HIGH POINT, NC 27265-1225

Mortgage

Document Number2019023776
DateMay 13, 2019
Instrument2019023776
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUILFORD NC
Recording DateNov 16, 2018
Property Address3907 PAYNE RD, HIGH POINT, NC 27265-1225
Document Number0081041914
Book / Page008104 / 001914
Instrument DateNov 16, 2018
Instrument60197
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$164.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2507 SQUIRE MANOR PL KERNERSVILLE NC 272847098, KERNERSVILLE, NC 27284-7098

October 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGUILFORD NC
Recording DateOct 25, 2018
Property Address3907 PAYNE RD, HIGH POINT, NC 27265-1225
Document Number0080981936
Book / Page8098 / 1936
Map ReferenceMB 55 PG 38
Instrument DateOct 25, 2018
Instrument2018056382
Transaction TypeConstruction Loan
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5581 WOMACK RD, 5581, NICHOLS, SC 29581-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address1589 SKEET CLUB RD # 102-13, 102, HIGH POINT, NC 27265-8818

Mortgage

Document Number2018056383
DateOct 25, 2018
Instrument2018056383
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Guilford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGuilford County
MunicipalityHigh Point City
Unified School DistrictGuilford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,072.00 (+2.22%)$150,400 (+4.23%) Land $30,000 Building $120,400
2023$2,027.00$144,300 Land $30,000 Building $114,300$144,300 (-4.06%) Land $30,000 Building $114,300
2022$150,400 Land $30,000 Building $120,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1998–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HIGH POINT
serves 118,662 people · EPA ID NC0241020
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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