3904 Payne Rd, High Point, NC 27265 Property Records

Guilford County property record for 3904 Payne Rd, High Point, NC 27265

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1985
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2022)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6892495114-000`

Property Details

APN / Parcel Number

Primary APN	`6892495114-000`
Alternative APNs	`180002330000400010` `0191781`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,636 sqft Heated Area
Gross Area	1,999 sqft
1st Floor Area	1,636 sqft
Attic Area	363 sqft
Flooring	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Area	576 sqft
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	180002330000400010
Street Address	3904 PAYNE RD
City	HIGH POINT
State	NC
Zip	27265-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	29 B PB 68-89 3904 PAYNE RD
Legal Subdivision	VIKING VILLAGE
Legal Lot Number	10
Jurisdiction	GUILFORD NC
Township / Civil Division	HIGH POINT
Census Block Group	1
Census Block	1017
Census Tract	16303

Owner

3904 Payne Rd is owned and occupied by an individual who bought it in November 2022.

Source: Guilford County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	3904 PAYNE RD, HIGH POINT, NC 27265-1226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Dec 4, 1998 · Amount on File
Deed Document Number	0086782814
Deed Book / Page	8678 / 2814
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Nov 16, 2022
Property Address	3904 PAYNE RD, HIGH POINT, NC 27265-1226
Document Number	0086782814
Book / Page	8678 / 2814
Map Reference	MB 68 PG 89
Instrument Date	Nov 15, 2022
Instrument	2022069256
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 PAYNE RD, HIGH POINT, NC 27265-1226

Mortgage

Document Number	2022069257
Date	Nov 16, 2022
Instrument	2022069257

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3904 Payne Rd was $2,518.

Source: Guilford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	High Point City
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00	$182,800 Land $30,000 Building $152,800
2023	$2,464.00	$172,600 Land $30,000 Building $142,600	$172,600 (-5.58%) Land $30,000 Building $142,600
2022			$182,800 Land $30,000 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 Payne Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 Payne Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20