3905 Payne Rd, High Point, NC 27265 Property Records

Guilford County property record for 3905 Payne Rd, High Point, NC 27265

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,139 sqft · built 1979
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$191,000 (Nov 2016)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6892492359-000`

Property Details

APN / Parcel Number

Primary APN	`6892492359-000`
Alternative APNs	`180002330000100003` `0415421001` `0191753`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	2,875 sqft
1st Floor Area	2,139 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2014
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	253 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	736 sqft
Porch	Finished/Open Porch
Porch Area	60 sqft
Deck Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Account Number	0415421001
Street Address	3905 PAYNE RD
City	HIGH POINT
State	NC
Zip	27265-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	3 PB55-38 BK2862-264 PAYNE RD PL:55-38
Legal Township	18
Legal Subdivision	VIKING VILLAGE
Legal Block	1
Legal Lot Number	3
Jurisdiction	GUILFORD NC
Township / Civil Division	HIGH POINT
Census Block Group	1
Census Block	1013
Census Tract	16303

Owner

3905 Payne Rd is owned and occupied by two individuals who bought it in November 2016.

Source: Guilford County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3905 PAYNE RD, HIGH POINT, NC 27265-1225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016 · Amount on File
Deed Sale	Nov 30, 2016 · Amount on File
Prior Sale	Feb 24, 2012 · Amount on File
Deed Document Number	201665775
Deed Book / Page	7881 / 571
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	3905 PAYNE RD, HIGH POINT, NC 27265-1225
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087370046
Date	Jun 16, 2023
Book Page	8737/46
Instrument	2023026935

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jun 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Payne Rd was $3,217.

Source: Guilford County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	High Point City
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,217.00	$233,500 Land $30,000 Building $203,500	$233,500 Land $30,000 Building $203,500
2024	$3,217.00 (+12.36%)
2023	$2,863.00	$212,400 Land $30,000 Building $182,400	$212,400 (+608%) Land $30,000 Building $182,400
2022			$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 Payne Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 Payne Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20