Union County property record for 3907 Morgan Mill Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,082 sqft · built 2018 |
| Lot Size | 0.925 acres (40,293 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Sep 2025) |
| Tax Bill | $2,626 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-099-006A |
| Primary APN | 09-099-006A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 1,777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 40,293 sqft (0.925 acres) |
| Garage Type | Attached |
| Garage Area | 613 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 167 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3907 MORGAN MILL RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #1 OPCN641 |
| Legal Subdivision | THE PROPERTY OF THE OLBOS GROUP LLC |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20206 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3907 MORGAN MILL RD, MONROE, NC 28110-7517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 13, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Jul 22, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Jul 12, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Jun 8, 2021 · Amount on Record |
| Deed Document Number | 202523805 |
| Deed Book / Page | 9199 / 328 |
| Prior Transfer Date | Jun 7, 2020 |
| Prior Transfer Doc | 7743192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3907 MORGAN MILL RD, MONROE, NC 28110-7517 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 723 EDGEHILL DR, MONROE, NC 28110-9596 |
| Document Number | 0009199331 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 9199/331 |
| Instrument | 23806 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3907 MORGAN MILL RD, MONROE, NC 28110-7517 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3907 MORGAN MILL RD, MONROE, NC 28110-7517 |
| Document Number | 0000878016 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 8780/16 |
| Instrument | 22272 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 8, 2021 |
| Property Address | 3907 MORGAN MILL RD, MONROE, NC 28110-7517 |
| Document Number | 8129768 |
| Book / Page | 8129 / 768 |
| Map Reference | CAB N FILE 641 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 27175 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | CAROLINA TITLE SERVICES, CAROLINA TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3907 MORGAN MILL RD, 3907, MONROE, NC 28110-7517 |
| Name | Verified Name |
|---|---|
| Address | 3907 MORGAN MILL RD, MONROE, NC 28110-7517 |
| Document Number | 27176 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 27176 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 22, 2020 |
| Property Address | 3907 MORGAN MILL RD, MONROE, NC 28110-7517 |
| Document Number | 7743192 |
| Book / Page | 007743 / 000192 |
| Instrument Date | Jun 7, 2020 |
| Instrument | 27153 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3907 MORGAN MILL RD MONROE NC 281107517, MONROE, NC 28110-7517 |
| Document Number | 7743195 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 007743/000195 |
| Instrument | 27154 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Jul 21, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 12, 2019 |
| Property Address | 3907 MORGAN MILL RD, MONROE, NC 28110-7517 |
| Document Number | 7413839 |
| Book / Page | 007413 / 000839 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 19882 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | MOREHEAD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $596.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3907 MORGAN MILL RD MONROE NC 281107517, MONROE, NC 28110-7517 |
| Document Number | 7413843 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 007413/000843 |
| Instrument | 19883 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2049 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,800 (-) Land $63,400 Building $453,400 | $516,800 (-) Land $63,400 Building $453,400 | |
| 2025 | $2,626.00 (+9.55%) | $516,800 (+44.28%) Land $63,400 Building $453,400 | $516,800 (+44.28%) Land $63,400 Building $453,400 |
| 2023 | $2,397.00 | $358,200 Land $33,800 Building $324,400 | $358,200 Land $33,800 Building $324,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures