3808 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 3808 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	1 ba · 1,568 sqft · built 1988
Lot Size	4.5 acres (196,194 sqft)
Owner	2 Individual Names on Record
Tax Bill	$627 (2025)
Deeds & Mortgages	Jun 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`09-137-001G`

Property Details

APN / Parcel Number

Primary APN	`09-137-001G`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	196,194 sqft (4.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3808 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-7516
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	P/#2 LOWDER PROPERTIES OPCC181
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3011
Census Tract	20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3808 MORGAN MILL RD, MONROE, NC 28110-7516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 28, 2021
Transfer Doc	8137432
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jun 15, 2021
Property Address	3808 MORGAN MILL RD, MONROE, NC 28110-7516
Document Number	8137432
Book / Page	8137 / 432
Instrument Date	May 28, 2021
Instrument	28339
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3808 MORGAN MILL RD, MONROE, NC 28110-7516

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,700 (-) Land $99,200 Building $70,500	$169,700 (-) Land $99,200 Building $70,500
2025	$627.00 (+109.7%) Additional exemption filed	$169,700 (+143.12%) Land $99,200 Building $70,500	$169,700 (+143.12%) Land $99,200 Building $70,500
2023	$299.00 Additional exemption filed	$69,800 Land $44,200 Building $25,600	$69,800 Land $44,200 Building $25,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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