3825 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 3825 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property TypeConvenience Store
Details4,642 sqft · built 1944
Lot Size0.84 acres (36,590 sqft)
OwnerCompany Name on Record
Last Sale$515,000 (Oct 2010)
Tax Bill$1,141 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Mar 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN09-134-001H

Property Details

APN / Parcel Number

Primary APN09-134-001H

Interior

Stories1 Story
Building Area4,642 sqft Total Area

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Fire ResistanceMasonry Walls, Wood Interior
Lot Area36,590 sqft (0.84 acres)
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3825 MORGAN MILL RD
CityMONROE
StateNC
Zip28110-7516
Property CategoryCommercial
Property TypeCommercial > Retail > Convenience Store
Local Zoning CodeB-4 UNIONV
Legal DescriptionBAUCOM OPCL216
Legal SubdivisionTHE PROPERTY OF CULLIE JOE BAUCOM
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1015
Census Tract20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3825 MORGAN MILL RD, MONROE, NC 28110-7516
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Line of Credit
AMERICAN BANK OF THE CAROLINAS
Mar 14, 2022Deed of Trust, Mortgage · Construction Mortgage
AMERICAN BANK OF THE CAROLINAS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2010 · Amount on Record
Deed SaleOct 14, 2010 · Amount on Record
Deed Document Number201026031
Deed Book / Page5417 / 108
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3825 MORGAN MILL RD, MONROE, NC 28110-7516
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3825 MORGAN MILL RD, MONROE, NC 28110-7516

Mortgage

Document Number0008546681
DateAug 11, 2022
Book Page8546/681
Instrument28526
Lender
NameAMERICAN BANK OF THE CAROLINAS
TypeBank
AddressMONROE, NC 28112
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3825 MORGAN MILL RD, MONROE, NC 28110-7516
Transaction TypeMortgage
Record UpdatedMar 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3825 MORGAN MILL RD, MONROE, NC 28110-7516

Mortgage

Document Number0008424278
DateMar 14, 2022
Book Page8424/278
Instrument9466
Lender
NameAMERICAN BANK OF THE CAROLINAS
TypeBank
AddressMONROE, NC 28112
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityUnionville Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,700 (-) Land $57,500 Building $167,200$224,700 (-) Land $57,500 Building $167,200
2025$1,141.00 (+11.43%)$224,700 (+46.86%) Land $57,500 Building $167,200$224,700 (+46.86%) Land $57,500 Building $167,200
2023$1,024.00$153,000 Land $30,700 Building $122,300$153,000 Land $30,700 Building $122,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Morgan Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number