3907 Knotty Pine St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3907 Knotty Pine St, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage1,608 sqft Heated Area
Lot Size2,178 sqft (0.05 acres)
OccupancyOwner Occupied
Last Sale$322,000 (2024)
Tax Bill$5,181.00 (2025)

Property Details

APN / Parcel Number

Primary APN212630364900013920

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,608 sqft Heated Area
Gross Area2,076 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,178 sqft (0.05 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area12 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3907 KNOTTY PINE ST
CitySAINT CLOUD
StateFL
Zip34772-6351
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionHAVENFIELD AT CROSS PRAIRIE PH 2 PB 34 PGS 102-106 LOT 392
Legal Phase2
Legal Lot Number392
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1011
Census Tract43209

Owner

Source: Osceola County records · APN 212630364900013920

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3907 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6351
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2024 · Amount on Record
Deed SaleJun 24, 2024 · Amount on Record
Deed Doc Number2024082527
Deed Book / Page6621 / 2125
Record RefreshedJun 08, 2026

June 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 24, 2024
Property Address3907 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6351
Document Number0066212125
Book / Page6621 / 2125
Map ReferenceMB 34 PG 102-106
Instrument DateMay 30, 2024
Instrument2024082527
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, CLEAR TITLE OF FLORIDA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,254.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address283 CRANES ROOST BLVD #250250, 250250, PORTSMOUTH, VA 23701

Transferred To (Grantee/Buyer)

NameVerified Name
Address3907 KNOTTY PINE STREET, SAINT CLOUD, FL 34772-6351

Mortgage

Document Number2024082528
DateJun 24, 2024
Instrument2024082528
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 88% of the US · above 80% of Florida
Wildfire LikelihoodAbout 1 in 159 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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