Osceola County property record for 3915 Knotty Pine St, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3 ba · 2,160 sqft · built 2024 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $377,500 (Jun 2024) |
| Tax Bill | $6,779 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 212630364900013940 |
| Primary APN | 212630364900013940 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Heated Area |
| Gross Area | 2,712 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.069 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3915 KNOTTY PINE ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6351 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | HAVENFIELD AT CROSS PRAIRIE PH 2 PB 34 PGS 102-106 LOT 394 |
| Legal Phase | 2 |
| Legal Lot Number | 394 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 43209 |
Source: Osceola County records · APN 212630364900013940
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7913 ESTA LN, ORLANDO, FL 32827-7172 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on Record |
| Deed Sale | Jun 24, 2024 · Amount on Record |
| Deed Document Number | 2024082540 |
| Deed Book / Page | 6621 / 2208 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 24, 2024 |
| Property Address | 3915 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6351 |
| Document Number | 0066212208 |
| Book / Page | 6621 / 2208 |
| Map Reference | MB 34 PG 102-106 |
| Instrument Date | Jun 04, 2024 |
| Instrument | 2024082540 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,642.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 283 CRANES ROOST BLVD #250250, 250250, PORTSMOUTH, VA 23701 |
| Name | Verified Name |
|---|---|
| Address | 7913 ESTA LN, ORLANDO, FL 32827-7172 |
| Document Number | 2024082541 |
|---|---|
| Date | Jun 24, 2024 |
| Instrument | 2024082541 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 136 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2011–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2022, other causes, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 88% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 159 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Spectrum | Fiber | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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