Osceola County property record for 3895 Knotty Pine St, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,824 sqft · built 2024 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Oct 2024) |
| Tax Bill | $5,510 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 212630364900013890 |
| Primary APN | 212630364900013890 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Heated Area |
| Gross Area | 2,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3895 KNOTTY PINE ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6350 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | HAVENFIELD AT CROSS PRAIRIE PH 2 PB 34 PGS 102-106 LOT 389 |
| Legal Phase | 2 |
| Legal Lot Number | 389 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 43209 |
Source: Osceola County records · APN 212630364900013890
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3895 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2024 · Amount on Record |
| Deed Sale | Oct 14, 2024 · Amount on Record |
| Deed Document Number | 2024129310 |
| Deed Book / Page | 6677 / 1954 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 14, 2024 |
| Property Address | 3895 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6350 |
| Document Number | 0066771954 |
| Book / Page | 6677 / 1954 |
| Map Reference | MB 34 PG 102-106 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 2024129310 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 283 CRANES ROOST BLVD #250250, 250250, PORTSMOUTH, VA 23701 |
| Name | Verified Name |
|---|---|
| Address | 3895 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6350 |
| Document Number | 2024129311 |
|---|---|
| Date | Oct 14, 2024 |
| Instrument | 2024129311 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
| Document Number | 0066771973 |
|---|---|
| Date | Oct 14, 2024 |
| Book Page | 6677/1973 |
| Instrument | 2024129312 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BEDFORD, NH 03110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 88% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 159 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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