Cape Girardeau County property record for 3906 Eagle Rdg Dr, Cape Girardeau, MO 63701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,728 sqft · built 1989 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,200 (Jan 2015) |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158120009018000000 |
| Primary APN | 158120009018000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 14,898 sqft (0.342 acres) |
| Lot Dimensions | 187 ft deep x 87.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3906 EAGLE RIDGE DR |
|---|---|
| City | CAPE GIRARDEAU |
| State | MO |
| Zip | 63701-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 ASHLAND HILLS ESTATES FOURTH SUBD 15/53 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 27 |
| Legal Subdivision | ASHLAND HILLS ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | CAPE GIRARDEAU |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 881301 |
3906 Eagle Rdg Dr is owned and occupied by two individuals who bought it in January 2015.
Source: Cape Girardeau County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3906 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| May 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Apr 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2015 · Amount on File |
| Deed Sale | Jan 5, 2015 · Amount on File |
| Prior Sale | Jul 2, 2012 · Amount on File |
| Deed Document Number | 2015198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Jul 16, 2026 |
| Property Address | 3906 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Document Number | 0000006273 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20266273 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3906 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Document Number | 0000006273, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 20266273 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3906 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202205475 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022-05475 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 11, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3906 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202203741 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2022-03741 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3906 Eagle Rdg Dr was $2,044.
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Cape Girardeau City |
| Unified School District | Cape Girardeau 63 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,150 (-) Land $4,750 Building $34,400 | $206,010 (-) Land $24,972 Building $181,038 | |
| 2025 | $2,044.00 | $39,150 Land $4,750 Building $34,400 | $206,010 Land $24,972 Building $181,038 |
| 2023 | $1,937.00 | $37,280 Land $4,520 Building $32,760 | $196,200 Land $23,783 Building $172,417 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3906 Eagle Rdg Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3906 Eagle Rdg Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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