Cape Girardeau County property record for 3902 Eagle Rdg Dr, Cape Girardeau, MO 63701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,360 sqft · built 1992 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,901 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158120009017000000 |
| Primary APN | 158120009017000000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Basement Area | 1,360 sqft |
| Game Room | Game Room |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 14,898 sqft (0.342 acres) |
| Lot Dimensions | 184 ft deep x 87.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3902 EAGLE RIDGE DR |
|---|---|
| City | CAPE GIRARDEAU |
| State | MO |
| Zip | 63701-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 ASHLAND HILLS ESTATES FOURTH SUBD 15/53 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 27 |
| Legal Subdivision | ASHLAND HILLS ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | CAPE GIRARDEAU |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 881301 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3902 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Dec 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Jan 29, 2019 | Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2019 |
| Deed Sale | Jan 29, 2019 |
| Prior Sale | Apr 20, 2015 · Amount on Record |
| Deed Document Number | 2019786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3902 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202302674 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023-02674 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3902 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202012676 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020-12676 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3902 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201912040 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 2019-12040 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3902 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202110570 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021-10570 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Jan 29, 2019 |
| Property Address | 3902 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Document Number | 0201900786 |
| Map Reference | PB 15 PG 53 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 2019-00786 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3920 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1705 |
| Document Number | 0201900787 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 2019-00787 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Cape Girardeau City |
| Unified School District | Cape Girardeau 63 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,410 (-) Land $5,040 Building $31,370 | $191,623 (-) Land $26,545 Building $165,078 | |
| 2025 | $1,901.00 (+5.55%) | $36,410 (+5.02%) Land $5,040 Building $31,370 | $191,623 (+5%) Land $26,545 Building $165,078 |
| 2023 | $1,801.00 | $34,670 Land $4,800 Building $29,870 | $182,498 Land $25,281 Building $157,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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