3901 Eagle Rdg Dr, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 3901 Eagle Rdg Dr, Cape Girardeau, MO 63701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,894 sqft · built 1988
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$374,129 (Apr 2025)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158120011004000000`

Property Details

APN / Parcel Number

Primary APN	`158120011004000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
Basement Area	1,040 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 87.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3901 EAGLE RIDGE DR
City	CAPE GIRARDEAU
State	MO
Zip	63701-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 ASHLAND HILLS ESTATES 4TH SUBD 15/53
Legal Range	13E
Legal Township	31S
Legal Section	27
Legal Subdivision	ASHLAND HILLS ESTATES
Legal Lot Number	23
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	CAPE GIRARDEAU
Census Block Group	1
Census Block	1005
Census Tract	881301

Owner

3901 Eagle Rdg Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3901 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Apr 13, 2021 · Amount on File
Deed Document Number	20252992
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	3901 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1706
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100545
Date	Jan 14, 2021
Instrument	2021-00545

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Apr 13, 2021
Property Address	3901 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1706
Document Number	0202105141
Map Reference	PB 15 PG 53
Instrument Date	Apr 9, 2021
Instrument	2021-05141
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 EAGLE RIDGE DR, CAPE GIRARDEAU, MO 63701-1706

Mortgage

Document Number	0202105142
Date	Apr 13, 2021
Instrument	2021-05142

Lender

Name	MONTGOMERY BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 3901 Eagle Rdg Dr was $1,729.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Cape Girardeau City
Unified School District	Cape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,110 (-) Land $4,430 Building $28,680	$174,260 (-) Land $23,309 Building $150,951
2025	$1,729.00	$33,110 Land $4,430 Building $28,680	$174,260 Land $23,309 Building $150,951
2023	$1,639.00	$31,540 Land $4,220 Building $27,320	$165,962 Land $22,199 Building $143,763

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3901 Eagle Rdg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 Eagle Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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