Hamilton County property record for 3906 E Kemper Rd, Cincinnati, OH 45241
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 2,025 sqft · built 1948 |
| Lot Size | 1 acres (43,908 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,871 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0028-0082-00 |
| Primary APN | 608-0028-0082-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,025 sqft Living Area |
| Gross Area | 3,150 sqft |
| 1st Floor Area | 1,125 sqft |
| 2nd Floor Area | 900 sqft |
| Upper Floors Area | 900 sqft |
| Basement Area | 1,125 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 43,908 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 182 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3906 E KEMPER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2108 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | KEMPER RD 1.00 AC R2-T3-S19 SE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23001 |
Source: Hamilton County records · APN 608-0028-0082-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3906 E KEMPER RD, CINCINNATI, OH 45241-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 16, 2019 | Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| May 12, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2018 |
| Deed Sale | Dec 31, 2018 |
| Prior Sale | Sep 17, 2015 · Amount on Record |
| Deed Document Number | 2018113696 |
| Deed Book / Page | 13824 / 2122 |
| Prior Transfer Date | Oct 12, 2009 |
| Prior Transfer Doc | 0000000644 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3906 E KEMPER RD, CINCINNATI, OH 45241-2108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057003 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 17-0057003 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3906 E KEMPER RD, CINCINNATI, OH 45241-2108 |
| Document Number | 0000103347 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3906 E KEMPER RD SHARONVILLE OH 452412108, SHARONVILLE, OH 45241-2108 |
| Document Number | 0000103347 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 014049/002788 |
| Instrument | 103347 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.39% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3906 E KEMPER RD, CINCINNATI, OH 45241-2108 |
| Document Number | 0000044152 |
| Instrument Date | May 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3906 E KEMPER RD SHARONVILLE OH 452412108, SHARONVILLE, OH 45241-2108 |
| Document Number | 0000044152 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 013674/002030 |
| Instrument | 44152 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,871.00 (+15.62%) | $80,567 (-) Land $19,397 Building $61,170 | $230,190 (-) Land $55,420 Building $174,770 |
| 2024 | $3,348.00 (+0.75%) | $80,567 (-) Land $19,397 Building $61,170 | |
| 2023 | $3,323.00 (+11.96%) | $80,567 (+39%) Land $19,397 Building $61,170 | $230,190 (+39%) Land $55,420 Building $174,770 |
| 2022 | $2,968.00 Homeowner's exemption | $57,961 Land $18,589 Building $39,372 | |
| 2020 | $165,600 Land $53,110 Building $112,490 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1979–2022) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2022 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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