Hamilton County property record for 3850 E Kemper Rd, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,483 sqft · built 1952 |
| Lot Size | 1 acres (43,908 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,298 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0028-0078-00 |
| Primary APN | 608-0028-0078-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| 1st Floor Area | 836 sqft |
| 2nd Floor Area | 647 sqft |
| Upper Floors Area | 647 sqft |
| Attic Area | 295 sqft |
| Basement Area | 820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 43,908 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3850 E KEMPER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEMPER RD 1.00 AC R2-T3-S19 SE |
| Legal Range | 02 |
| Legal Township | 03 |
| Legal Section | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23001 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3850 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 1, 2019 | Deed of Trust, Mortgage UNION SVGS |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 |
| Deed Sale | Aug 20, 2018 |
| Prior Sale | Aug 20, 2018 |
| Deed Document Number | 0000073185 |
| Deed Book / Page | 13735 / 00957 |
| Last Transfer Date | Dec 17, 2021 |
| Transfer Doc | 0000151437 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 17, 2021 |
| Property Address | 3850 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Document Number | 0000151437 |
| Book / Page | 14566 / 2662 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021-0151437 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Document Number | 0000151438 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-0151438 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3850 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Document Number | 0000097884 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3850 E KEMPER RD CINCINNATI OH 452412106, CINCINNATI, OH 45241-2106 |
| Document Number | 0000097884 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 014040/001140 |
| Instrument | 97884 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 20, 2018 |
| Property Address | 3850 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Document Number | 0000073185 |
| Book / Page | 13735 / 00957 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 2018-0073185 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3850 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Document Number | 0000073186 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 2018-0073186 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,298.00 (+17.11%) | $90,339 (-) Land $19,397 Building $70,942 | |
| 2024 | $3,670.00 (-0.05%) | $90,339 (-) Land $19,397 Building $70,942 | |
| 2023 | $3,672.00 (+1.18%) | $90,339 (+25.91%) Land $19,397 Building $70,942 | $258,110 (+25.91%) Land $55,420 Building $202,690 |
| 2022 | $3,629.00 Homeowner's exemption | $71,751 Land $18,589 Building $53,162 | |
| 2020 | $205,000 Land $53,110 Building $151,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1979–2022) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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