Hamilton County property record for 3838 E Kemper Rd, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,526 sqft · built 1948 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2022) |
| Tax Bill | $4,167 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0028-0073-00 |
| Primary APN | 608-0028-0073-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 848 sqft |
| 2nd Floor Area | 678 sqft |
| Upper Floors Area | 678 sqft |
| Basement Area | 848 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,996 sqft (0.482 acres) |
| Lot Dimensions | 316 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3838 E KEMPER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEMPER RD 60 X 316.50 IRRR2-T3-S19 SE |
| Legal Range | 02 |
| Legal Township | 03 |
| Legal Section | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23001 |
Source: Hamilton County records · APN 608-0028-0073-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3838 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Aug 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2022 · Amount on Record |
| Deed Sale | Aug 01, 2022 · Amount on Record |
| Prior Sale | Sep 19, 2005 |
| Deed Document Number | 0000074988 |
| Deed Book / Page | 14720 / 1579 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3838 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3838 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Document Number | 0000061725 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 14693/1729 |
| Instrument | 2022-0061725 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 01, 2022 |
| Property Address | 3838 E KEMPER RD, CINCINNATI, OH 45241-2106 |
| Document Number | 0000074988 |
| Book / Page | 14720 / 1579 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 2022-0074988 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3838 E KEMPER RD, SHARONVILLE, OH 45241-2106 |
| Document Number | 0000074989 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 2022-0074989 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,167.00 (+16.98%) | $87,500 (-) Land $14,063 Building $73,437 | |
| 2024 | $3,562.00 | $87,500 (-) Land $14,063 Building $73,437 | |
| 2023 | $3,562.00 (+85.81%) | $87,500 (+87.83%) Land $14,063 Building $73,437 | $250,000 (+87.83%) Land $40,180 Building $209,820 |
| 2022 | $1,917.00 Homeowner's exemption | $46,585 Land $13,475 Building $33,110 | |
| 2020 | $133,100 Land $38,500 Building $94,600 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1979–2022) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2022 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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