3906 Baja Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3906 Baja Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2019
Square Footage	4,139 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Garage	Finished, 700 sqft
Last Sale	$390,900 (2019)
Tax Bill	$9,168.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`352630096400014980`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	4,139 sqft Heated Area
Gross Area	5,219 sqft Gross Area
1st Floor	2,675 sqft 1st Floor
Upper Floors	1,464 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished Garage
Garage Area	700 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	380 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3906 BAJA DR
City	SAINT CLOUD
State	FL
Zip	34772-8152
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 498
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1 2 & 3
Legal Phase	1
Legal Tract	964
Legal Lot Number	498
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2018
Census Tract	43304

Owner

Source: Osceola County records · APN 352630096400014980

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7801 E RICHLAND RD, COLUMBIA, MO 65201-8711
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Deed Doc Number	0005484751
Deed Book / Page	5484 / 751
Last Transfer Date	Feb 28, 2019
Transfer Doc	0054840751
Record Refreshed	Jun 08, 2026

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 28, 2019
Property Address	3906 BAJA DR, SAINT CLOUD, FL 34772-8152
Document Number	0054840751
Book / Page	005484 / 000751
Instrument Date	Feb 25, 2019
Instrument	26030
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2019
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,736.30
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	7801 E RICHIAND RD COLUMBIA MO 65201, COLUMBIA, MO 65201

Mortgage

Document Number	54840753
Date	Feb 28, 2019
Book Page	005484/000753
Instrument	26031

Lender

Name	UIFC CORP
Address	29777 TELEGRAPH RD # 3590, SOUTHFIELD, MI 48034-1303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2034

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,168.00 (+13.76%)	$545,100 (+3.18%) Land $70,000 Building $475,100	$545,100 (+3.18%) Land $70,000 Building $475,100
2023	$8,059.00 (+10.04%)	$528,300 (+10.34%) Land $65,000 Building $463,300	$528,300 (+10.34%) Land $65,000 Building $463,300
2022	$7,324.00	$478,800 Land $60,000 Building $418,800	$478,800 Land $60,000 Building $418,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.