3900 Baja Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3900 Baja Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 2016
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Dec 2018)
Tax Bill	$5,952 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-26-30-0964-0001-4670`

Property Details

APN / Parcel Number

Primary APN	`35-26-30-0964-0001-4670`
Alternative APN	`263035096400014670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,144 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	2,144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3900 BAJA DR
City	SAINT CLOUD
State	FL
Zip	34772-8152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 467
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1
Legal Phase	1
Legal Tract	964
Legal Block	4670
Legal Lot Number	467
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2018
Census Tract	43304

Owner

Source: Osceola County records · APN 35-26-30-0964-0001-4670

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26 JACQUELINE WAY, NORTH BABYLON, NY 11703-1206
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2018 · Amount on Record
Deed Sale	Dec 03, 2018 · Amount on Record
Prior Sale	Mar 01, 2016 · Amount on Record
Deed Document Number	2018176749
Deed Book / Page	5442 / 504
Record Updated	Sep 20, 2026

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 03, 2018
Property Address	3900 BAJA DR, SAINT CLOUD, FL 34772-8152
Document Number	0054420504
Book / Page	5442 / 0504
Map Reference	MB161 PG167
Instrument Date	Nov 26, 2018
Instrument	2018176749
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	5 YUKON CT, MELVILLE, NY 11747-4162

Mortgage

Document Number	2018176750
Date	Dec 03, 2018
Instrument	2018176750

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,952.00 (+13.96%)	$351,400 (+3.54%) Land $70,000 Building $281,400	$351,400 (+3.54%) Land $70,000 Building $281,400
2023	$5,223.00 (+9.98%)	$339,400 (+10.23%) Land $65,000 Building $274,400	$339,400 (+10.23%) Land $65,000 Building $274,400
2022	$4,749.00	$307,900 Land $60,000 Building $247,900	$307,900 Land $60,000 Building $247,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.