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3905 Baja Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3905 Baja Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,972 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
GarageAttached, 438 sqft
Last Sale$390,900 (2019)
Tax Bill$5,409.00 (2024)

Property Details

APN / Parcel Number

Primary APN35-26-30-0964-0001-4070
Alternative APN
  • 263035096400014070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,972 sqft Living Area
Gross Area2,588 sqft Gross Area
1st Floor1,972 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area438 sqft Garage
Porch Area178 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3905 BAJA DR
CitySAINT CLOUD
StateFL
Zip34772-8151
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 407
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1
Legal Phase1
Legal Tract964
Legal Block4070
Legal Lot Number407
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2013
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-0964-0001-4070

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3000 CAMBER DR, 200, SAINT CLOUD, FL 34769-7213
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITADEL SVCNG CORP
Oct 23, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage
CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2019 · Amount on Record
Deed SaleFeb 28, 2019 · Amount on Record
Prior SaleOct 23, 2017 · Amount on Record
Deed Doc Number201926030
Deed Book / Page5484 / 751
Record RefreshedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3905 BAJA DR, SAINT CLOUD, FL 34772-8151
Document Number0055121564
Instrument DateApr 22, 2019
Transaction TypeMortgage
Record UpdatedMay 10, 2019
Title CompanySERVICELINK CRS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressRESIDENCIAL CHARLES SUMMBER #2 FL, FL

Mortgage

Document Number0055121564
DateApr 24, 2019
Book Page005512/001564
Instrument52006
Lender
NameCITADEL SVCNG CORP
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2049
Interest
Rate TypeAdjustable Rate
Rate6.37%

October 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 23, 2017
Property Address3905 BAJA DR, SAINT CLOUD, FL 34772-8151
Document Number0052290363
Book / Page005229 / 000363
Instrument DateOct 20, 2017
Instrument152543
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 14, 2017
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,689.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3905 BAJA DR ST CLOUD FL 347728151, ST CLOUD, FL 34772-8151

Mortgage

Document Number52290365
DateOct 23, 2017
Book Page005229/000365
Instrument152544
Lender
NameCITADEL SVCNG CORP
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2047
Interest
Rate TypeAdjustable Rate
Rate7.37%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,788.00 (+7.01%)$340,700 (+3.62%) Land $70,000 Building $270,700$340,700 (+3.62%) Land $70,000 Building $270,700
2024$5,409.00 (+6.54%)
2023$5,077.00 (+9.94%)$328,800 (+10.11%) Land $65,000 Building $263,800$328,800 (+10.11%) Land $65,000 Building $263,800
2022$4,618.00$298,600 Land $60,000 Building $238,600$298,600 Land $60,000 Building $238,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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