3904 Michael Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 3904 Michael Dr, Cincinnati, OH 45255 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 1959
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$114,700 (Feb 2007)
Tax Bill$2,758 (2025)
Deeds & MortgagesApr 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN41-42-46.-083

Property Details

APN / Parcel Number

Primary APN41-42-46.-083

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,215 sqft Living Area
1st Floor Area1,215 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area20,038 sqft (0.46 acres)
View / LotCul-de-sac

Exterior Amenities

PorchSlab
Porch Area98 sqft
Patio Area140 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3904 MICHAEL DR
CityCINCINNATI
StateOH
Zip45255-4928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT WASHINGTON EAST 1; LOT 83; PENDING DELQ CO UTIL
Legal Lot Number83
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3001
Census Tract41201

Owner

Source: Clermont County records · APN 41-42-46.-083

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3904 MICHAEL DR, CINCINNATI, OH 45255-4928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 12, 2007 · Amount on Record
Deed SaleFeb 12, 2007 · Amount on Record
Prior SaleJul 12, 2006 · Amount on Record
Deed Document Number20074059
Deed Book / Page2039 / 1712
Record UpdatedSep 20, 2026

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLERMONT OH
Property Address3904 MICHAEL DR, CINCINNATI, OH 45255-4928
Document Number0000009817
Instrument DateApr 08, 2019
Transaction TypeMortgage
Record UpdatedMay 29, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 MICHAEL DR CINCINNATI OH 452554928, CINCINNATI, OH 45255-4928

Mortgage

Document Number0000009817
DateMay 15, 2019
Book Page002807/005902
Instrument9817
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
AmountAmount Recorded
Term216 Months
DueMay 14, 2037
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,758.00 (-49.4%)$54,810 (-) Land $15,260 Building $39,550
2024$156,600 (-) Land $43,600 Building $113,000
2023$5,451.00 (+125.43%) Homeowner's exemption$54,810 (+32.04%) Land $15,260 Building $39,550$156,600 (+32.04%) Land $43,600 Building $113,000
2022$2,418.00 Homeowner's exemption$41,510 Land $11,550 Building $29,960
2020$118,600 Land $33,000 Building $85,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250412013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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