Clermont County property record for 3892 Michael Dr, Cincinnati, OH 45255 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,170 sqft · built 1959 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2026) |
| Tax Bill | $2,702 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-46.-078 |
| Primary APN | 41-42-46.-078 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| View / Lot | Cul-de-sac |
| Patio Area | 84 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Canopy | 160 sqft |
| Lean-To | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3892 MICHAEL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT WASHINGTON EAST 1; LOT 78 |
| Legal Subdivision | MT WASHINGTON EAST 1 |
| Legal Lot Number | 78 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 41201 |
Source: Clermont County records · APN 41-42-46.-078
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3892 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 27, 2026 | Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY |
| Oct 09, 2025 | Fiduciary Deed, Transfer |
| Oct 09, 2025 | Warranty Deed, Transfer |
| Aug 03, 2022 | Certificate of Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Oct 09, 2025 · Amount on Record |
| Deed Document Number | 202611749 |
| Deed Book / Page | 3024 / 526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 27, 2026 |
| Property Address | 3892 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Document Number | 0000011749 |
| Book / Page | 3024 / 526 |
| Instrument Date | May 19, 2026 |
| Instrument | 202611749 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2026 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105,040.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3892 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Document Number | 0000011750, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202611750 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000011751, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 3024/549 |
| Instrument | 202611751 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 09, 2025 |
| Property Address | 3892 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Document Number | 0000021143 |
| Book / Page | 3005 / 551 |
| Map Reference | MB J PG 52A-52E |
| Instrument Date | Sep 29, 2025 |
| Instrument | 202500021143 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 READING RD # 1086, CINCINNATI, OH 45202-1447 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 09, 2025 |
| Property Address | 3892 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Document Number | 0000021144 |
| Book / Page | 3005 / 552 |
| Map Reference | MB J PG 52 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 202500021144 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11571 NEW BIDDINGER RD, HARRISON, OH 45030-9528 |
| Investor | Possibly a Property Investor |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 03, 2022 |
| Property Address | 3892 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Document Number | 0000020065 |
| Book / Page | 2926 / 1 |
| Map Reference | MB J PG 52&52A-52C |
| Instrument Date | Jun 07, 2022 |
| Instrument | 202200020065 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3892 MICHAEL DR, CINCINNATI, OH 45255-4926 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,702.00 (-0.18%) | $53,690 (-) Land $15,260 Building $38,430 | |
| 2024 | $2,707.00 (-49.31%) Homeowner's exemption | $53,690 (-) Land $15,260 Building $38,430 | $153,400 (-) Land $43,600 Building $109,800 |
| 2023 | $5,340.00 (+120.39%) Homeowner's exemption | $53,690 (+32.01%) Land $15,260 Building $38,430 | $153,400 (+32.01%) Land $43,600 Building $109,800 |
| 2022 | $2,423.00 | $40,670 Land $11,550 Building $29,120 | |
| 2020 | $116,200 Land $33,000 Building $83,200 |
Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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