Clermont County property record for 3898 Michael Dr, Cincinnati, OH 45255 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,222 sqft Living Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $107,500 (2002) |
| Tax Bill | $2,646.00 (2025) |
| Primary APN | 41-42-46.-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,222 sqft Living Area |
| 1st Floor | 1,222 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 338 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Deck Area | 396 sqft Deck |
| Patio Area | 128 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 216 sqft Porch |
| View | Cul-de-sac View |
| Canopy Area | 128 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3898 MICHAEL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4926 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MT WASHINGTON EAST 1; LOT 80 |
| Legal Subdivision | MT WASHINGTON EAST 1 |
| Legal Lot Number | 80 |
| Jurisdiction | CLERMONT OH |
| Minor Civil Division | UNION |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 41201 |
Source: Clermont County records · APN 41-42-46.-080
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3898 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage SPLITERO FUNDING INC |
| Nov 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2002 · Amount on Record |
| Deed Sale | Oct 08, 2002 · Amount on Record |
| Last Transfer Date | Apr 26, 2024 |
| Transfer Doc | 0000007405 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3898 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3898 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Document Number | 0000022655 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 3006/3841 |
| Instrument | 202500022655 |
| Name | SPLITERO FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, DE 19890 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3898 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028623 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 2933/5802 |
| Instrument | 202200028623 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,646.00 (-57.58%) | $62,720 (-) Land $15,260 Building $47,460 | |
| 2024 | $179,200 (-) Land $43,600 Building $135,600 | ||
| 2023 | $6,238.00 (+175.77%) Homeowner's exemption | $62,720 (+31.85%) Land $15,260 Building $47,460 | $179,200 (+31.86%) Land $43,600 Building $135,600 |
| 2022 | $2,262.00 Homeowner's exemption Disabled Person's exemption | $47,570 Land $11,550 Building $36,020 | |
| 2020 | $135,900 Land $33,000 Building $102,900 |
3898 Michael Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Clermont County (39025C), updated February 6, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 64th in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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