Union County property record for 3904 Hermes Ln, Waxhaw, NC 28173
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,458 sqft · built 2002 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,000 (Sep 2002) |
| Tax Bill | $3,449 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-141-387 |
| Primary APN | 06-141-387 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,458 sqft Living Area |
| Gross Area | 3,038 sqft |
| 1st Floor Area | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3904 HERMES LN |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-7879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CU RM-1 WA |
| Legal Description | #74 ALMA VILLAGE MP6 OPCG463 |
| Legal Subdivision | ALMA VILLAGE |
| Legal Lot Number | 74 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 21013 |
3904 Hermes Ln, a rural home, is owned and occupied by an individual who acquired it in November 2019.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3904 HERMES LN, WAXHAW, NC 28173-7879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Nov 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2002 · Amount on File |
| Deed Sale | Sep 12, 2002 · Amount on File |
| Deed Document Number | 200235394 |
| Deed Book / Page | 1914 / 218 |
| Last Transfer Date | Nov 21, 2019 |
| Transfer Doc | 7522210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3904 HERMES LN, WAXHAW, NC 28173-7879 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3904 HERMES LN, WAXHAW, NC 28173-7879 |
| Document Number | 7931877 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 7931/877 |
| Instrument | 53629 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3904 HERMES LN, WAXHAW, NC 28173-7879 |
| Document Number | 756128 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L |
| Name | Verified Name |
|---|---|
| Address | 3904 HERMES LN WAXHAW NC 281737879, WAXHAW, NC 28173-7879 |
| Document Number | 756128 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 007561/000028 |
| Instrument | 1137 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 21, 2019 |
| Property Address | 3904 HERMES LN, WAXHAW, NC 28173-7879 |
| Document Number | 7522210 |
| Book / Page | 007522 / 000210 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 36386 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3904 HERMES LN WAXHAW NC 281737879, WAXHAW, NC 28173-7879 |
The 2025 property tax bill for 3904 Hermes Ln was $3,449.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Waxhaw Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,900 (-) Land $80,200 Building $367,700 | $447,900 (-) Land $80,200 Building $367,700 | |
| 2025 | $3,449.00 | $447,900 Land $80,200 Building $367,700 | $447,900 Land $80,200 Building $367,700 |
| 2023 | $1,430.00 | $281,900 Land $56,600 Building $225,300 | $281,900 Land $56,600 Building $225,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3904 Hermes Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3904 Hermes Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAARS, INC private · serves 625 people · EPA ID NC0190127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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