Union County property record for 4002 Hermes Ln, Waxhaw, NC 28173
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,747 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $322,000 (Dec 2020) |
| Tax Bill | $3,770 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-141-261 |
| Primary APN | 06-141-261 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,747 sqft Living Area |
| Gross Area | 3,218 sqft |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 188 sqft |
| Patio Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4002 HERMES LN |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-7859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CU RM-1 WA |
| Legal Description | #71 ALMA VILLAGE MP2 OPCF912 |
| Legal Subdivision | ALMA VILLAGE |
| Legal Lot Number | 71 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21013 |
4002 Hermes Ln, a rural home, is owned and occupied by two individuals who bought it in December 2020.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4002 HERMES LN, WAXHAW, NC 28173-7859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 9, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 3, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Dec 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Prior Sale | Mar 5, 2012 · Amount on File |
| Deed Document Number | 202050143 |
| Deed Book / Page | 7907 / 591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4002 HERMES LN, WAXHAW, NC 28173-7859 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008402842 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 8402/842 |
| Instrument | 6220 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4002 HERMES LN, WAXHAW, NC 28173-7859 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008394229 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 8394/229 |
| Instrument | 4921 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WAXHAW, NC 28173 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4002 HERMES LN, WAXHAW, NC 28173-7859 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 6924323 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 6924/323 |
| Instrument | 0012090 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 2, 2020 |
| Property Address | 4002 HERMES LN, WAXHAW, NC 28173-7859 |
| Document Number | 0007907591 |
| Book / Page | 7907 / 591 |
| Map Reference | CAB F FILE 912 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 50143 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $644.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1072, HOLLY RIDGE, NC 28445-1072 |
| Name | Verified Name |
|---|---|
| Address | 4002 HERMES LN, WAXHAW, NC 28173-7859 |
| Document Number | 0000050144 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 50144 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
The 2025 property tax bill for 4002 Hermes Ln was $3,770.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Waxhaw Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,600 (-) Land $80,200 Building $409,400 | $489,600 (-) Land $80,200 Building $409,400 | |
| 2025 | $3,770.00 | $489,600 Land $80,200 Building $409,400 | $489,600 Land $80,200 Building $409,400 |
| 2023 | $3,096.00 | $305,100 Land $56,600 Building $248,500 | $305,100 Land $56,600 Building $248,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4002 Hermes Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4002 Hermes Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAARS, INC private · serves 625 people · EPA ID NC0190127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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