3900 Hermes Ln, Waxhaw, NC 28173 Property Records

Union County property record for 3900 Hermes Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,341 sqft · built 2001
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2019)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-141-328`

Property Details

APN / Parcel Number

Primary APN	`06-141-328`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,341 sqft Living Area
Gross Area	3,828 sqft
1st Floor Area	1,891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3900 HERMES LN
City	WAXHAW
State	NC
Zip	28173-7879
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CU RM-1 WA
Legal Description	#76 ALMA VILLAGE MP7 OPCG506
Legal Subdivision	ALMA VILLAGE
Legal Lot Number	76
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1029
Census Tract	21013

Owner

3900 Hermes Ln, a rural home, is owned and occupied by an individual who bought it in August 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3900 HERMES LN, WAXHAW, NC 28173-7879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Prior Sale	Oct 23, 2001 · Amount on File
Deed Document Number	201924383
Deed Book / Page	7442 / 617
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 19, 2019
Property Address	3900 HERMES LN, WAXHAW, NC 28173-7879
Document Number	0007442617
Book / Page	7442 / 617
Map Reference	CAB G FILE 506
Instrument Date	Aug 19, 2019
Instrument	0024383
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 HERMES LN, WAXHAW, NC 28173-7879

Mortgage

Document Number	0000024384
Date	Aug 19, 2019
Instrument	0024384

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Margin	4
Max Rate	12.2%

Tax Assessment & Valuation

The 2025 property tax bill for 3900 Hermes Ln was $4,189.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,900 (-) Land $80,200 Building $463,700	$543,900 (-) Land $80,200 Building $463,700
2025	$4,189.00	$543,900 Land $80,200 Building $463,700	$543,900 Land $80,200 Building $463,700
2023	$3,323.00	$327,500 Land $56,600 Building $270,900	$327,500 Land $56,600 Building $270,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3900 Hermes Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 Hermes Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAARS, INC private · serves 625 people · EPA ID NC0190127
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20