Harford County property record for 3903 Walters Rd, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1955 |
| Lot Size | 0.244 acres (10,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Dec 2020) |
| Tax Bill | $1,964 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-087320 |
| Primary APN | 01-087320 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,640 sqft (0.244 acres) |
| Lot Dimensions | 140 ft deep x 67 ft wide |
| Patio Area | 408 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 087320 |
|---|---|
| Street Address | 3903 WALTERS RD |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 6 10640 SF 3903 WALTERS ROAD CRESTWOOD AC S C P 5/30 |
| Legal Subdivision | CRESTWOOD ACRES WILLOUGHBY BEACH |
| Legal Lot Number | 6 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 301602 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3903 WALTERS RD, EDGEWOOD, MD 21040-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| May 21, 2018 | Grant Deed, Transfer · Conventional with PMI NAVY FCU |
| Dec 22, 2017 | Grant Deed, Transfer ADVANTAGE TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Book / Page | 14322 / 405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 9, 2020 |
| Property Address | 3903 WALTERS RD, EDGEWOOD, MD 21040-3722 |
| Document Number | 0143220405 |
| Book / Page | 14322 / 405 |
| Map Reference | MB GRG 5 FO 30 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3903 WALTERS RD, EDGEWOOD, MD 21040-3722 |
| Document Number | 0014322411 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 14322/411 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 21, 2018 |
| Property Address | 3903 WALTERS RD, EDGEWOOD, MD 21040-3722 |
| Document Number | 0128260287 |
| Book / Page | 012826 / 000287 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 PINOAK DR JIM THORPE PA 182292718, JIM THORPE, PA 18229-2718 |
| Document Number | 128260301 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 012826/000301 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 22, 2017 |
| Property Address | 3903 WALTERS RD, EDGEWOOD, MD 21040-3722 |
| Document Number | 0126490468 |
| Book / Page | 012649 / 000468 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $77.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 655 SPINNAKER WAY HAVRE DE GRACE MD 210784273, HAVRE DE GRACE, MD 21078-4273 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,964.00 (+24.46%) Homeowner's exemption | $180,200 (+30.86%) Land $60,500 Building $119,700 | $180,200 (+30.86%) Land $60,500 Building $119,700 |
| 2025 | $1,578.00 (+10.81%) Homeowner's exemption | ||
| 2023 | $137,700 Land $60,500 Building $77,200 | $137,700 Land $60,500 Building $77,200 | |
| 2022 | $1,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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