Harford County property record for 3902 Walters Rd, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1955 |
| Lot Size | 0.229 acres (9,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,249,000 (Aug 2017) |
| Tax Bill | $1,713 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-050087 |
| Primary APN | 01-050087 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,996 sqft (0.229 acres) |
| Lot Dimensions | 119 ft deep x 84 ft wide |
| Deck Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 050087 |
|---|---|
| Street Address | 3902 WALTERS RD |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 16 84X119 3902 WALTERS ROAD CRESTWOOD AC SEC D |
| Legal Subdivision | CRESTWOOD ACRES |
| Legal Lot Number | 16 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 301602 |
3902 Walters Rd is owned and occupied by an individual who bought it in August 2017.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3902 WALTERS RD, EDGEWOOD, MD 21040-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Aug 8, 2017 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2017 · Amount on File |
| Deed Sale | Aug 8, 2017 · Amount on File |
| Deed Document Number | 201712459-0437 |
| Deed Book / Page | 12459 / 437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3902 WALTERS RD, EDGEWOOD, MD 21040-3723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139840186 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 13984/186 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 8, 2017 |
| Property Address | 3902 WALTERS RD, EDGEWOOD, MD 21040-3723 |
| Document Number | 0124590437 |
| Book / Page | 12459 / 0437 |
| Map Reference | MB GRG5 FO30 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 12459-0437 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3902 WALTERS RD, EDGEWOOD, MD 21040-3723 |
| Document Number | 124590443 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 12459-0443 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 3902 Walters Rd was $1,713 with a homeowner's exemption, up 15.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,713.00 (+15.9%) Homeowner's exemption | $157,200 Land $60,500 Building $96,700 | $157,200 Land $60,500 Building $96,700 |
| 2025 | $1,478.00 Homeowner's exemption | ||
| 2023 | $128,900 Land $60,500 Building $68,400 | $128,900 Land $60,500 Building $68,400 | |
| 2022 | $1,379.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3902 Walters Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3902 Walters Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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