Harford County property record for 3805 Walters Rd, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 928 sqft · built 1955 |
| Lot Size | 0.244 acres (10,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (Jan 2016) |
| Tax Bill | $1,979 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-020986 |
| Primary APN | 01-020986 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 928 sqft Total Area |
| Utility Area | 98 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,625 sqft (0.244 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 544 sqft |
| Porch | Slab |
| Porch Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 020986 |
|---|---|
| Street Address | 3805 WALTERS RD |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 85X125 AVG 3805 WALTERS ROAD CRESTWOOD AC S C P 5/30 |
| Legal Subdivision | CRESTWOOD ACRES |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 301602 |
3805 Walters Rd is owned and occupied by two individuals who bought it in January 2016.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3805 WALTERS RD, EDGEWOOD, MD 21040-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Jul 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2016 · Amount on File |
| Deed Sale | Jan 19, 2016 · Amount on File |
| Prior Sale | Apr 23, 2015 · Amount on File |
| Deed Book / Page | 11625 / 55 |
| Prior Transfer Date | Apr 10, 2007 |
| Prior Transfer Doc | 0076240105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3805 WALTERS RD, EDGEWOOD, MD 21040-3720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0162210291 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 16221/291 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 10, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3805 WALTERS RD, EDGEWOOD, MD 21040-3720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0124450209 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 12445/0209 |
| Instrument | 12445-0209 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3805 WALTERS RD, EDGEWOOD, MD 21040-3720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0144520456 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 14452/456 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2041 |
The 2026 property tax bill for 3805 Walters Rd was $1,979, up 19.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,979.00 (+19.79%) | $181,600 (+9%) Land $60,500 Building $121,100 | $181,600 (-) Land $60,500 Building $121,100 |
| 2025 | $1,652.00 | $166,600 | $181,600 Land $60,500 Building $121,100 |
| 2023 | $136,600 Land $60,500 Building $76,100 | $136,600 Land $60,500 Building $76,100 | |
| 2022 | $1,461.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3805 Walters Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3805 Walters Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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