3902 William Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 3902 William Dr, Saint Charles, MO 63304

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,660 sqft · built 1969
Lot Size0.569 acres (24,800 sqft)
OwnerCompany Name on File
Tax Bill$3,259 (2025)
Deeds & MortgagesOct 2018 Sale
Flood ZoneZone X (minimal risk)
APN492240A000

Property Details

APN / Parcel Number

Primary APN492240A000
Alternative APN
  • 3-0015-4010-00-0041.0000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories1 Story
Building Area2,660 sqft Living Area
Gross Area5,320 sqft
1st Floor Area2,660 sqft
Basement Area2,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,800 sqft (0.569 acres)
Lot Dimensions155 ft deep x 160 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number492240A000
Street Address3902 WILLIAM DR
CitySAINT CHARLES
StateMO
Zip63304-6848
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeAF2
Legal DescriptionCOPELAND HGTS LOT 41 & 42
Legal SubdivisionCOPELAND HGTS
Legal Lot Number41
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2005
Census Tract311149

Owner

Source: St. Charles County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address43 LILY POND LN, WELDON SPRING, MO 63304-0542
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 11, 2018
Property Address3902 WILLIAM DR, SAINT CHARLES, MO 63304-6848
Document Number0069882035
Book / Page006988 / 002035
Instrument DateOct 9, 2018
Instrument580750
Transaction TypeTransfer
Record UpdatedOct 30, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address43 LILY POND LN WELDON SPRING MO 633040542, WELDON SPRING, MO 63304-0542

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,848 (-)$288,673 (-) Land $77,144 Building $211,529
2025$3,259.00$54,848 (+5.77%)$288,673 (+5.77%) Land $77,144 Building $211,529
2023$51,854
2022$272,919 Land $77,144 Building $195,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA1 of 11
Most Recent ClaimAug 2020 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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