St. Charles County property record for 3819 William Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1968 |
| Lot Size | 0.613 acres (26,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,082 (Jun 2012) |
| Tax Bill | $3,170 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 492630A000 |
| Primary APN | 492630A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,895 sqft |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 432 sqft |
| Unfinished Basement | 648 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,720 sqft (0.613 acres) |
| Lot Dimensions | 334 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 492630A000 |
|---|---|
| Street Address | 3819 WILLIAM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | COPELAND HGTS LOT 55 |
| Legal Subdivision | COPELAND HGTS |
| Legal Lot Number | 55 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 311149 |
3819 William Dr is owned and occupied by two individuals who bought it in June 2012.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3819 WILLIAM DR, SAINT CHARLES, MO 63304-6846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2017 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Dec 22, 2016 | Deed of Trust, Mortgage INTEGRITY MTG/MO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2012 · Amount on File |
| Deed Sale | Jun 29, 2012 · Amount on File |
| Prior Sale | Sep 29, 2011 · Amount on File |
| Deed Document Number | 2012481730 |
| Deed Book / Page | 5805 / 1706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3819 WILLIAM DR, SAINT CHARLES, MO 63304-6846 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000220360 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 6727/0228 |
| Instrument | 20170413000220360 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3819 WILLIAM DR, SAINT CHARLES, MO 63304-6846 |
| Document Number | 0066851965 |
| Book / Page | 006685 / 001965 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3819 WILLIAM DR ST CHARLES MO 633046846, ST CHARLES, MO 63304-6846 |
| Document Number | 0066851965 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 006685/001965 |
| Instrument | 29840 |
| Name | INTEGRITY MTG/MO |
|---|---|
| Type | Mortgage Company |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 16, 2032 |
The 2025 property tax bill for 3819 William Dr was $3,170.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,338 (-) | $280,726 (-) Land $51,430 Building $229,296 | |
| 2025 | $3,170.00 | $53,338 | $280,726 Land $51,430 Building $229,296 |
| 2023 | $48,822 | ||
| 2022 | $256,958 Land $51,430 Building $205,528 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3819 William Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3819 William Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures