3813 William Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 3813 William Dr, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1968
Lot Size	0.676 acres (29,459 sqft)
Owner	2 Owner Names on File
Last Sale	$119,900 (May 2003)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`492660A000`

Property Details

APN / Parcel Number

Primary APN	`492660A000`
Alternative APN	`3-0015-4010-00-0056.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1968
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	29,459 sqft
Lot Dimensions	331 ft deep x 89 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	492660A000
Old Parcel Number	492660A000
Street Address	3813 WILLIAM DR
City	SAINT CHARLES
State	MO
Zip	63304-6846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPELAND HGTS LOT 56
Legal Range	04E
Legal Township	46N
Legal Subdivision	COPELAND HGTS
Legal Lot Number	56
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

Source: St. Charles County records · APN 492660A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3813 WILLIAM DR, SAINT CHARLES, MO 63304-6846
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2003 · Amount on Record
Deed Sale	May 13, 2003 · Amount on Record
Prior Sale	Aug 05, 1999
Deed Document Number	66852
Deed Book / Page	3403 / 481
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3813 WILLIAM DR, SAINT CHARLES, MO 63304-6846
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069882317
Date	Oct 11, 2018
Book Page	6988/2317
Instrument	20181011000581360

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00	$46,273 (+9.26%)	$243,544 (+9.26%) Land $51,430 Building $192,114
2023		$42,353
2022			$222,911 Land $51,430 Building $171,481

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.