1. Home
  2. Maryland
  3. Anne Arundel County
  4. Edgewater
  5. Cove Rd

3901 Cove Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3901 Cove Rd, Edgewater, MD 21037 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,360 sqft · built 2000
Lot Size0.377 acres (16,400 sqft)
OwnerIndividual Name on File
Last Sale$725,000 (Apr 2022)
Tax Bill$5,908 (2025)
Deeds & MortgagesJun 2026 Sale
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-382-07789955

Property Details

APN / Parcel Number

Primary APN01-382-07789955
Alternative APNs
  • 1-382-07789955
  • 38207789955

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,360 sqft Living Area
Gross Area2,760 sqft
1st Floor Area1,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,400 sqft (0.377 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area576 sqft
PorchOpen Porch
Porch Area135 sqft
Deck Area48 sqft
Patio Area362 sqft
Gazebo174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number38207789955
Street Address3901 COVE RD
CityEDGEWATER
StateMD
Zip21037-4311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 SC 1 HARBOR VIEW
Legal SubdivisionHARBOR VIEW
Legal Block1
Legal Lot Number3
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1036
Census Tract701201

Owner

Source: Anne Arundel County records · APN 01-382-07789955

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3901 COVE RD, EDGEWATER, MD 21037-4311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 13, 2022Special Warranty Deed, Transfer · Conventional Mortgage
NFM INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Prior SaleSep 13, 2016 · Amount on Record
Deed Book / Page38600 / 392
Last Transfer DateJun 17, 2026
Transfer Doc4246000222
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 22, 2026
Property Address3901 COVE RD, EDGEWATER, MD 21037-4311
Document Number4246000222
Book / Page42465 / 222
Instrument DateJun 17, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3901 COVE RD, EDGEWATER, MD 21037-4311

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionANNE ARUNDEL MD
Recording DateApr 13, 2022
Property Address3901 COVE RD, EDGEWATER, MD 21037-4311
Document Number0386000392
Book / Page38600 / 392
Map ReferenceMB 29 PL 1
Instrument DateApr 07, 2022
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$10,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4518 MUSTERING DRUM, 4518, ELLICOTT CITY, MD 21042-5949

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3901 COVE RD, EDGEWATER, MD 21037-4311

Mortgage

Document Number0038600400
DateApr 13, 2022
Instrument38600/400
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,908.00 (+15.32%) Homeowner's exemption$548,533 (+16.91%)$588,200 (+25.36%) Land $182,900 Building $405,300
2023$5,123.00 Homeowner's exemption$469,200 Land $182,900 Building $286,300$469,200 Land $182,900 Building $286,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 49 individual NFIP policies nearby
Nearby Flood Policies49 in force
34 of 49 on primary residences
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures