Hamilton County property record for 3726 Harding Ave, Cincinnati, OH 45211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1915 |
| Lot Size | 0.137 acres (6,011 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $115,000 (Nov 2014) |
| Tax Bill | $1,684 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551-0007-0343-00 |
| Primary APN | 551-0007-0343-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 756 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,011 sqft (0.137 acres) |
| Lot Dimensions | 125 ft deep x 48 ft wide |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3726 HARDING AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45211-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3726 HARDING AVE 48 X 125LOT 43 KESSEN & HEMSATH SUB |
| Legal Subdivision | KESSEN & HEMSATH SUB |
| Legal Lot Number | 43 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CHEVIOT |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20902 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3726 HARDING AVE, CINCINNATI, OH 45211-4703 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 2, 2018 | Deed of Trust, Mortgage · VA Mortgage RESOLUTE BANK |
| Oct 26, 2017 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2014 · Amount on Record |
| Deed Sale | Nov 25, 2014 · Amount on Record |
| Prior Sale | Nov 10, 2014 |
| Deed Document Number | 14-118484 |
| Deed Book / Page | 12760 / 00045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3726 HARDING AVE, CINCINNATI, OH 45211-4703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036856 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 18-0036856 |
| Name | RESOLUTE BANK |
|---|---|
| Type | Bank |
| Address | MAUMEE, OH 43537 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3726 HARDING AVE, CINCINNATI, OH 45211-4703 |
| Document Number | 0000100100 |
| Book / Page | 013535 / 002713 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3726 HARDING AVE CHEVIOT OH 452114703, CHEVIOT, OH 45211-4703 |
| Document Number | 0000100100 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 013535/002713 |
| Instrument | 100100 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cheviot City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,684.00 (+1.94%) Homeowner's exemption | $47,355 (-) Land $7,574 Building $39,781 | |
| 2024 | $1,652.00 (-43.68%) Homeowner's exemption | $47,355 (-) Land $7,574 Building $39,781 | |
| 2023 | $2,933.00 (-9.86%) | $47,355 (+4.12%) Land $7,574 Building $39,781 | $135,300 (+4.12%) Land $21,640 Building $113,660 |
| 2022 | $3,254.00 Homeowner's exemption | $45,483 Land $7,161 Building $38,322 | |
| 2020 | $129,950 Land $20,460 Building $109,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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