390 S Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 390 S Central Ave, Umatilla, FL 32784

Property Summary

Property TypeProfessional Building (Legal, Insurance, Real Estate, Business)
Details3 ba · 2,570 sqft · built 1983
Lot Size0.683 acres (29,792 sqft)
OwnerCompany Name on Record
Last Sale$973,900 (Apr 2025)
Tax Bill$7,497 (2024)
Flood ZoneZone X (minimal risk)
APN13-18-26-0500-00B-00101

Property Details

APN / Parcel Number

Primary APN13-18-26-0500-00B-00101
Alternative APN
  • 1129184

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,570 sqft Total Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area29,792 sqft (0.683 acres)
Canopy144 sqft
Utility Building1,008 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number1129184
Street Address390 S CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-9602
Property CategoryCommercial
Property TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal DescriptionUMATILLA MITCHENOR'S ADD FROM NE COR OF LOT 1 BLK B RUN S'LY ALONG E'LY LINE OF SAID LOT 1 A DIST OF 65 FT FOR POB RUN W'LY
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionMITCHENOR'S ADD
Legal Tract500
Legal BlockB
Legal Lot Number1-2
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1063
Census Tract30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address902 CARNEGIE CTR STE 520, 520, PRINCETON, NJ 08540-6531
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2025 · Amount on Record
Deed SaleApr 4, 2025 · Amount on Record
Deed Document Number2025040581
Deed Book / Page6503 / 947
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$364,855 (+2.22%) Land $87,231 Building $277,624$364,855 (+2.22%) Land $87,231 Building $277,624
2024$7,497.00 (+5.59%)
2023$7,100.00 (+8.78%)$356,930 (+9.24%)$356,930 (+9.24%) Land $79,306 Building $277,624
2022$6,527.00$326,732$326,732 Land $72,097 Building $254,635

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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