310 S Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 310 S Central Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,230 sqft · built 1875
Lot Size	0.733 acres (31,941 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,895 (2024)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-0500-00A-00700`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-0500-00A-00700`
Alternative APNs	`261813050000A00700` `1499933`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,230 sqft Living Area
Gross Area	5,455 sqft
1st Floor Area	4,240 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	31,941 sqft (0.733 acres)
Lot Dimensions	265 ft deep x 112 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	445 sqft
Utility Building	1,445 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1499933
Street Address	310 S CENTRAL AVE
City	UMATILLA
State	FL
Zip	32784-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	UMATILLA MITCHENOR'S ADD S 26 FT OF LOT 7 N 86 FT OF LOT 8 S 22 FT OF N 108 FT OF E 89 FT OF LOT 8 BLK A PB 1 PG 56 ORB 1398 PG 2313 ORB 4185 PG 634 ORB 6255 PG 1188
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	MITCHENORS ADD
Legal Tract	0500
Legal Block	A
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1063
Census Tract	30110

Owner

310 S Central Ave is owned and occupied by two individuals who acquired it in July 2012.

Source: Lake County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 702, UMATILLA, FL 32784-0702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 5, 2012
Transfer Doc	0041850634
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Dec 12, 2023
Property Address	310 S CENTRAL AVE, UMATILLA, FL 32784-9602
Document Number	0062551188
Book / Page	6255 / 1188
Map Reference	MB 1 PG 56
Instrument Date	Nov 30, 2023
Instrument	2023150368
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 702, UMATILLA, FL 32784-0702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 702, UMATILLA, FL 32784-0702

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,340 (+2.9%)	$262,572 (-0.01%) Land $85,313 Building $177,259
2025		$130,560 Land $85,313 Building $45,247	$262,599 Land $85,313 Building $177,286
2024	$1,895.00 (+4.58%)
2023	$1,812.00 (+6.34%) Homeowner's exemption	$123,190 (+2.99%)	$236,871 (+6.65%) Land $65,625 Building $171,246
2022	$1,704.00 Homeowner's exemption	$119,610	$222,095 Land $52,500 Building $169,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 S Central Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20