390 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 390 Otsego St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,580 sqft · built 1869
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on Record
Last Sale$44,000 (Dec 2017)
Tax Bill$3,499 (2026)
Deeds & MortgagesDec 2017 Mortgage
Jul 2017 Mortgage
+ 1 more
APN212801 119.60-1-30

Property Details

APN / Parcel Number

Primary APN212801 119.60-1-30
Alternative APNs
  • 280111906000010300000000
  • 20176847

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,580 sqft Living Area
1st Floor Area853 sqft
2nd Floor Area727 sqft

Exterior

Year BuiltBuilt 1869
Effective Year BuiltEffective 1869
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area357 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20176847
Street Address390 OTSEGO ST
CityILION
StateNY
Zip13357-2527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description390 OTSEGO ST W R1 G
Legal Block1
Legal Lot Number30.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group5
Census Block5018
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address390 OTSEGO ST, ILION, NY 13357-2527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2017Deed of Trust, Mortgage
PLAZA HOME MORTGAGE INC
Jul 5, 2017Deed of Trust, Mortgage
HERKIMER COUNTY DEPARTMENT SOCIAL SVCS
Dec 29, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2017 · Amount on Record
Deed SaleDec 29, 2017 · Amount on Record
Prior SaleMar 18, 2015 · Amount on Record
Deed Document Number2017RP2017-6849
Prior Transfer DateJul 18, 2000
Prior Transfer Doc0880000673
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address390 OTSEGO ST, ILION, NY 13357-2527
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20176848
DateDec 29, 2017
InstrumentRP2017-6848
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term349 Months
DueJan 1, 2047

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address390 OTSEGO ST, ILION, NY 13357-2527
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20173473
DateJul 5, 2017
InstrumentRP2017-3473
Lender
NameHERKIMER COUNTY DEPARTMENT SOCIAL SVCS
Agreement
AmountAmount Recorded

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateDec 29, 2017
Property Address390 OTSEGO ST, ILION, NY 13357-2527
Document NumberRP20176849
Instrument DateDec 28, 2017
InstrumentRP2017-6849
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
Tax$176.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,499.00 (+2.82%)
2025$3,403.00 (+5.65%)$52,000 (-) Land $9,100 Building $42,900$97,378 (+3%) Land $17,041 Building $80,337
2023$52,000 Land $9,100 Building $42,900$94,545 Land $16,545 Building $78,000
2020$3,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims15 (1999–2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 10 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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