389 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 389 Otsego St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,609 sqft · built 1900
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$34,000 (May 2024)
Tax Bill$2,749 (2025)
Deeds & MortgagesJul 2023 Sale
Aug 2021 Sale & Mortgage
APN212801 119.60-1-42

Property Details

APN / Parcel Number

Primary APN212801 119.60-1-42
Alternative APNs
  • 280111906000010420000000
  • 181219

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,609 sqft Living Area
1st Floor Area800 sqft
2nd Floor Area809 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeDetached
Garage Area234 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area145 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number181219
Street Address389 OTSEGO ST
CityILION
StateNY
Zip13357-2526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description389 OTSEGO ST E R1 BRN
Legal Block1
Legal Lot Number42.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group3
Census Block3007
Census Tract10400

Owner

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address39 E RIVER ST, ILION, NY 13357-1228
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Deed, Transfer
Aug 30, 2021Executor's Deed, Transfer · Stand-Alone First Mortgage
NAUGLE RICHARD M EST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 3, 2024 · Amount on Record
Deed SaleMay 3, 2024 · Amount on Record
Prior SaleAug 30, 2021 · Amount on Record
Deed Document Number2024RP2024-1913
Prior Transfer DateSep 9, 2013
Record UpdatedJun 8, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateJul 3, 2023
Property Address389 OTSEGO ST, ILION, NY 13357-2526
Document NumberRP20232935
Instrument DateJun 12, 2023
InstrumentRP2023-2935
Transaction TypeTransfer
Record UpdatedJul 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 OTSEGO ST, ILION, NY 13357-2526

August 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionHERKIMER NY
Recording DateAug 30, 2021
Property Address389 OTSEGO ST, ILION, NY 13357-2526
Document Number20214796
Instrument DateJun 3, 2021
Instrument2021-4796
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 OTSEGO ST, ILION, NY 13357-2526

Mortgage

Document Number20214797
DateAug 30, 2021
Instrument2021-4797
Lender
NameNAUGLE RICHARD M EST
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,749.00 (+128.32%)$42,000 (-) Land $8,800 Building $33,200$78,652 (+3%) Land $16,479 Building $62,173
2023$1,204.00 (-75.99%)$42,000 (-) Land $8,800 Building $33,200$76,364 (+16.36%) Land $16,000 Building $60,364
2022$42,000 Land $8,800 Building $33,200$65,625 Land $13,750 Building $51,875
2020$5,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims59 (2006–2013)
Claims Outside the SFHA1 of 59
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 43 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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