386 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 386 Otsego St, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,668 sqft · built 1910
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2017)
Tax Bill	$3,574 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
APN	`212801 119.60-1-29`

Property Details

APN / Parcel Number

Primary APN	`212801 119.60-1-29`
Alternative APNs	`280111906000010290000000` `20175017`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,668 sqft Living Area
1st Floor Area	834 sqft
2nd Floor Area	834 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20175017
Street Address	386 OTSEGO ST
City	ILION
State	NY
Zip	13357-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	386 OTSEGO ST W R1 2G
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	5
Census Block	5018
Census Tract	10300

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	386 OTSEGO ST, ILION, NY 13357-2527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	2017RP2017-5017
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	0020175017
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Sep 21, 2017
Property Address	386 OTSEGO ST, ILION, NY 13357-2527
Document Number	RP20175017
Instrument Date	Sep 18, 2017
Instrument	RP2017-5017
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 OTSEGO ST, ILION, NY 13357-2527

Mortgage

Document Number	RP20175018
Date	Sep 21, 2017
Instrument	RP2017-5018

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,574.00 (+2.85%)
2025	$3,475.00 (+1.67%)	$53,100 (-) Land $9,100 Building $44,000	$99,438 (+3%) Land $17,041 Building $82,397
2023		$53,100 Land $9,100 Building $44,000	$96,545 Land $16,545 Building $80,000
2020	$3,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	15 (1999–2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20