Cherokee County property record for 390 Oak Grove Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 576 sqft · built 1986 |
| Lot Size | 4.53 acres (197,327 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Aug 2020) |
| Tax Bill | $1,033 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 455100750868000 |
| Primary APN | 455100750868000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 576 sqft Heated Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 576 sqft |
| Basement Area | 288 sqft |
| Finished Basement | 288 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 197,327 sqft (4.53 acres) |
| Lot Dimensions | 356 ft deep x 784 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 52506 |
|---|---|
| Street Address | 390 OAK GROVE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-7338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR KIRSCH 1234/113 1234/116 CSC 18-E-106 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930603 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 390 OAK GROVE RD, MURPHY, NC 28906-7338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Prior Sale | Jun 12, 2006 · Amount on Record |
| Deed Document Number | 20204285 |
| Deed Book / Page | 1653 / 22 |
| Prior Transfer Date | Feb 1, 2006 |
| Prior Transfer Doc | 1234/0116 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 17, 2020 |
| Property Address | 390 OAK GROVE RD, MURPHY, NC 28906-7338 |
| Document Number | 1653/22 |
| Book / Page | 1653 / 22 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 4285 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6119 N 66TH ST, 6119, OMAHA, NE 68104-1198 |
| Name | Verified Name |
|---|---|
| Address | 390 OAK GROVE RD, MURPHY, NC 28906-7338 |
| Document Number | 165324 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 1653/24 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,033.00 | $143,760 (-) | $143,760 (-) Land $33,270 Building $110,490 |
| 2023 | $143,760 | $143,760 Land $33,270 Building $110,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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