Cherokee County property record for 285 Oak Grove Rd, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,104 sqft Heated Area |
| Lot Size | 28,750 sqft (0.66 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2021) |
| Tax Bill | $774.00 (2025) |
| Primary APN | 455100656678000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,104 sqft Heated Area |
| Gross Area | 1,370 sqft Gross Area |
| 1st Floor | 1,104 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 28,750 sqft (0.66 acres) |
| Depth X Width | 146 ft x 143 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | 168 sqft Deck |
| Porch Area | 98 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 54554 |
|---|---|
| Street Address | 285 OAK GROVE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-7337 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FR WILLIAMS 1494/779 1614/100 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | SHOAL CREEK |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 930603 |
Source: Cherokee County records · APN 455100656678000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 OAK GROVE RD, MURPHY, NC 28906-7337 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| May 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on Record |
| Deed Sale | May 13, 2021 · Amount on Record |
| Prior Sale | May 24, 2019 · Amount on Record |
| Deed Doc Number | 20213171 |
| Deed Book / Page | 1680 / 782 |
| Prior Transfer Date | Oct 13, 2011 |
| Prior Transfer Doc | 01422/0196 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 13, 2021 |
| Property Address | 285 OAK GROVE RD, MURPHY, NC 28906-7337 |
| Document Number | 001680/782 |
| Book / Page | 1680 / 782 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 3171 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1645 W WESTMORELAND RD, KING, NC 27021-8266 |
| Name | Verified Name |
|---|---|
| Address | 285 OAK GROVE RD, MURPHY, NC 28906-7337 |
| Document Number | 0001680784 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 1680/784 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 24, 2019 |
| Property Address | 285 OAK GROVE RD, MURPHY, NC 28906-7337 |
| Document Number | 01614/0100 |
| Book / Page | 01614 / 0100 |
| Instrument Date | May 16, 2019 |
| Instrument | 02244 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 OLD EVANS RD, MURPHY, NC 28906-7127 |
| Name | Verified Name |
|---|---|
| Address | 285 OAK GROVE RD, MURPHY, NC 28906-7337 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002245 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 02245 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $774.00 | $104,980 (-) | $104,980 (-) Land $6,330 Building $98,650 |
| 2023 | $104,980 | $104,980 Land $6,330 Building $98,650 |
285 Oak Grove Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 69th percentile of exposed land nationally · 91st in North Carolina |
|---|---|
| Wildfire Likelihood | High — about 1 in 323 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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