Cherokee County property record for 186 Oak Grove Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,380 sqft · built 1958 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | Company Name on Record |
| Last Sale | $118,500 (May 2016) |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 455100750550000 |
| Primary APN | 455100750550000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,380 sqft Heated Area |
| Gross Area | 2,896 sqft |
| 1st Floor Area | 2,380 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 70,567 sqft (1.62 acres) |
| Lot Dimensions | 386 ft deep x 376 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 43678 |
|---|---|
| Street Address | 186 OAK GROVE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR RHODES 596/173 1401/355 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930603 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 186 OAK GROVE RD, MURPHY, NC 28906-8981 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on Record |
| Deed Sale | May 27, 2016 · Amount on Record |
| Deed Document Number | 20162173 |
| Deed Book / Page | 1536 / 429 |
| Prior Transfer Date | Dec 2, 2010 |
| Prior Transfer Doc | 1401/0357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 186 OAK GROVE RD, MURPHY, NC 28906-8981 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1686/1457 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 1686/1457 |
| Instrument | 5020 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 | $117,540 (-) | $117,540 (-) Land $10,960 Building $106,580 |
| 2023 | $117,540 | $117,540 Land $10,960 Building $106,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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