Miami County property record for 390 N Sayers Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1953 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $573 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-021150 |
| Primary APN | K30-021150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 210 sqft |
| Unfinished Basement | 210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,240 sqft (0.281 acres) |
| Garage Type | Detached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 390 N SAYERS RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-1-5 TR 6 RIFE |
| Legal Range | 10 |
| Legal Township | 01 |
| Legal Section | 05 |
| Legal Subdivision | RIFE |
| Legal Tract | 6 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 365102 |
390 N Sayers Rd is owned and occupied by two individuals who acquired it in January 1990.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 390 N SAYERS RD, TROY, OH 45373-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 390 N SAYERS RD, TROY, OH 45373-9675 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 390 N SAYERS RD, TROY, OH 45373-9675 |
| Document Number | 0000007550 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023OR-07550 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 390 N Sayers Rd was $573 with a homeowner's exemption, down 16.5% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $573.00 (-16.47%) Homeowner's exemption | $41,450 (+39.14%) Land $8,650 Building $32,800 | $118,400 Land $24,700 Building $93,700 |
| 2024 | $686.00 (-1.58%) Homeowner's exemption | $29,790 (-) Land $7,320 Building $22,470 | |
| 2023 | $697.00 (-5.94%) Homeowner's exemption | $29,790 (-) Land $7,320 Building $22,470 | $85,100 (-) Land $20,900 Building $64,200 |
| 2022 | $741.00 Homeowner's exemption | $29,790 Land $7,320 Building $22,470 | $85,100 Land $20,900 Building $64,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 390 N Sayers Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 13 (1980–2014) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 390 N Sayers Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet.
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